We will conduct an initial search to locate your pensions. However, due to data protection laws, we need your written authorisation to confirm our findings.

To trace pensions on your behalf, we require a signed Letter of Authority. Upon application, we will send you a template that can be e-signed or returned by post to speed up the process.

We search for pensions by contacting the providers of your previous employers’ pension schemes. Your signed Letter of Authority is sent to these providers, who then search their systems for your details. We also liaise with HMRC, DWP, trustees, previous employers, and other relevant sources to find your pensions.

If no details are found, don’t worry! We can check numerous other pension schemes to trace your pensions. Occasionally, we may need additional information or proof, such as an updated address or evidence of a name change. This helps providers update their records and locate your details more efficiently.

Our qualified pension specialists will assist you in tracing your pensions. Once we’ve gathered the necessary information, your specialist will review your pensions, assessing their value, performance, and charges. We’ll then compare market options that could optimise your pension savings.

The Pension Recovery Service aims to locate your missing pensions and provide personal beneficial insights into the current pensions market.